What We Offer
Credit Assessment
The aim of the service is to establish why a consumer was declined finance or credit from an institution, and also recognise what negative listings they might have under their names on their credit bureau profiles.
Restructuring & Negotiations
The aim of the service is to set out payments arrangements where they are ideal for a consumer who cannot meet the monthly debt repayments towards creditors. Renegotiating debt repayments with your creditors will also assist with improving the client’s monthly payment behaviour.
Adverse & Judgment Removals
These are negative listings that have been issued by either the creditor or the court of law, and they remain under the consumers name until the amount owed towards the creditors is paid or settled in full. Our aim is to assist with monthly payment arrangements towards the debt if it’s not full paid, then remove the negative listing under the client’s credit bureau profile once the debt has been paid in full or settled in full.
Debt Review Removal
This is a process whereby a debt review status reflects against the client’s name on their credit profile and it hinders the consumer when applying for credit or finances. The aim of the service is to first conduct an assessment to measure the client’s eligibility for being removed under debt review, then proceed with the legalities to remove the debt review listing under their credit bureau profiles.
Prescibed Debt
This service refers to when a consumer’s debt is extinguished after a period of time when the borrower is still liable for their debt by law. Our aim is to assist the client with determining the best way forward in dealing with prescribed debt.
Bakwena Legal
Everyone needs legal advisors who can assist and provide clients with proper legal advice form legal representatives. The aim of the service is to furnish the client legal ability to enforce and defend their rights through legal representation in an affordable way.